Dear Sir/Madam,
We are aligned with SBI HOME LOAN division and we facilitate the entire process beginning from Application to Sanctioning of Home loan,we will come to your doorstep and provide this service ,we will save your precious time and your presence in Bank is required in certain stages ,we will execute the entire process and get your loan sanctioned in 10 days provided the documents are in place.
Our SBI BANK services include:
Features & Benefits of SBI Home Loan:
• Purchase/ Construction of House/ Flat.
• Purchase of a plot of land for construction of House.
• Lowest Intrest Rates
• Extension/ repair/ renovation/ alteration of an existing House/ Flat.
• Takeover of an existing loan from other Banks/ Housing Finance Companies
• Interest charged on the daily reducing balance
• No penalty on prepayments of home loan
• No hidden costs
• Purchase of Furnishings and Consumer Durables as a part of the project cost.
SBI HOME LOAN INTREST RATES
Bank Name Up to 75 Lacs Above 75 lacs
SBI 10.10% (For Women), 10.15% (For Others) 10.25% (For Women), 10.30% (For Others)
Features:
• Interest charged on the daily reducing balance
• No penalty for prepayments made
• No hidden costs
• All the features of our product, including interest rates, are in the public domain.
• Loan sanctioned within 10 days of submission of required documents.
• Option to club income of your spouse and children to compute eligible loan amount
• Provision to club depreciation, expected rent accruals from property proposed to compute eligible loan amount
• Provision to finance cost of furnishing and consumer durables as part of project cost
• Repayment permitted upto 70 years of age
• Free personal accident insurance cover upto Rs.40 Lac.
• Optional Group Insurance from SBI Life at concessional premium (Upfront premium financed as part of project cost)
• 'Plus' schemes which offer attractive packages with concessional interest rates to Govt. Employees, Teachers, Employees in Public Sector Oil Companies.
• Special scheme to grant loans to finance Earnest Money Deposits to be paid to Urban Development Authority/ Housing Board, etc. in respect of allotment of sites/ house/ flat
Documents Required:
Eligibility Criteria & Documentation required for SBI Home Loan
For Salaried Persons:
Age 21years to 60years
Income Rs.1,20,000 (p.a.) )
Loan Amount Offered 5,00,000 - 1,00,00000
Tenure 5years-20years
Current Experience
Documentation 1) Application form with photograph
2) Identity & residence proof
3) Last 3 months salary slip
4) Form 16
5) Last 6 months bank salaried credit statements
For SELF EMPLOYED
21years to 70years
Rs.2,00,000 (p.a.)
5,00,000 - 2,00,00000
5years-20years
3years
1) Application form with photograph
2) Identity & residence proof
3) proof of business existence
4) Business profile,
5) Last 3 years profit/loss & balance sheet
6) Last 6 months bank statements
Common Documents
• Completed application form
• Passport size photograph
• Proof of Identity – PAN Card/ Voters ID/ Passport/ Driving License
• Proof of Residence – Recent Telephone Bill/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID
• Proof of business address in respect of businessmen/ industrialists
• Sale Deed, Agreement of Sale, Letter of Allotment, Non encumbrance certificate, Land/ Building Tax paid receipt etc. (as applicable and subject to satisfaction report from our empanelled lawyer)
• Copy of approved plan and approval from the Local Body
• Statement of Bank Account/ Pass Book for last 6 months
Repayment period:
Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early.
Moratorium period (Repayment holiday):
The moratorium period is included within the maximum repayment period.
FOR BUILDERS AND DEVELOPERS;
We will get your project approval from SBI and get loan sanctioned within 15 days for your customers Kindly allow us to serve you.
Kindly call us we will come to your place and get the work done to your utmost satisfaction,please use our services currently available in Bangalore city only and save your valuable time and Kindly help us grow.
Regards,
Jayaprakash Ramachandra
09449084025
Jayaprakash.ramachandra@gmail.com
We are aligned with SBI HOME LOAN division and we facilitate the entire process beginning from Application to Sanctioning of Home loan,we will come to your doorstep and provide this service ,we will save your precious time and your presence in Bank is required in certain stages ,we will execute the entire process and get your loan sanctioned in 10 days provided the documents are in place.
Our SBI BANK services include:
Features & Benefits of SBI Home Loan:
• Purchase/ Construction of House/ Flat.
• Purchase of a plot of land for construction of House.
• Lowest Intrest Rates
• Extension/ repair/ renovation/ alteration of an existing House/ Flat.
• Takeover of an existing loan from other Banks/ Housing Finance Companies
• Interest charged on the daily reducing balance
• No penalty on prepayments of home loan
• No hidden costs
• Purchase of Furnishings and Consumer Durables as a part of the project cost.
SBI HOME LOAN INTREST RATES
Bank Name Up to 75 Lacs Above 75 lacs
SBI 10.10% (For Women), 10.15% (For Others) 10.25% (For Women), 10.30% (For Others)
Features:
• Interest charged on the daily reducing balance
• No penalty for prepayments made
• No hidden costs
• All the features of our product, including interest rates, are in the public domain.
• Loan sanctioned within 10 days of submission of required documents.
• Option to club income of your spouse and children to compute eligible loan amount
• Provision to club depreciation, expected rent accruals from property proposed to compute eligible loan amount
• Provision to finance cost of furnishing and consumer durables as part of project cost
• Repayment permitted upto 70 years of age
• Free personal accident insurance cover upto Rs.40 Lac.
• Optional Group Insurance from SBI Life at concessional premium (Upfront premium financed as part of project cost)
• 'Plus' schemes which offer attractive packages with concessional interest rates to Govt. Employees, Teachers, Employees in Public Sector Oil Companies.
• Special scheme to grant loans to finance Earnest Money Deposits to be paid to Urban Development Authority/ Housing Board, etc. in respect of allotment of sites/ house/ flat
Documents Required:
Eligibility Criteria & Documentation required for SBI Home Loan
For Salaried Persons:
Age 21years to 60years
Income Rs.1,20,000 (p.a.) )
Loan Amount Offered 5,00,000 - 1,00,00000
Tenure 5years-20years
Current Experience
Documentation 1) Application form with photograph
2) Identity & residence proof
3) Last 3 months salary slip
4) Form 16
5) Last 6 months bank salaried credit statements
For SELF EMPLOYED
21years to 70years
Rs.2,00,000 (p.a.)
5,00,000 - 2,00,00000
5years-20years
3years
1) Application form with photograph
2) Identity & residence proof
3) proof of business existence
4) Business profile,
5) Last 3 years profit/loss & balance sheet
6) Last 6 months bank statements
Common Documents
• Completed application form
• Passport size photograph
• Proof of Identity – PAN Card/ Voters ID/ Passport/ Driving License
• Proof of Residence – Recent Telephone Bill/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID
• Proof of business address in respect of businessmen/ industrialists
• Sale Deed, Agreement of Sale, Letter of Allotment, Non encumbrance certificate, Land/ Building Tax paid receipt etc. (as applicable and subject to satisfaction report from our empanelled lawyer)
• Copy of approved plan and approval from the Local Body
• Statement of Bank Account/ Pass Book for last 6 months
Repayment period:
Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early.
Moratorium period (Repayment holiday):
The moratorium period is included within the maximum repayment period.
FOR BUILDERS AND DEVELOPERS;
We will get your project approval from SBI and get loan sanctioned within 15 days for your customers Kindly allow us to serve you.
Kindly call us we will come to your place and get the work done to your utmost satisfaction,please use our services currently available in Bangalore city only and save your valuable time and Kindly help us grow.
Regards,
Jayaprakash Ramachandra
09449084025
Jayaprakash.ramachandra@gmail.com