CV- Manager- Agriculture Finance/Credit

[riteshsharma]

Dear Reader,
Hi..
I am Ritesh Sharma working as Agri Credit Officer with AXIS BANK LTD at Ludhiana. My brief CV is as follows;


Curriculum Vitae

Ritesh Sharma



Date Of Birth : 6th September, 1976.


Objective

 To work with dedication, and build a successful career by having a positive attitude and persistent diligence , in a fast paced and a professional organisation.


Educational Qualifications


 1995-1999 Bachelor of Agriculture Science (Hons.)
College Of Agriculture,
Khalsa College ,
District-Amritsar (Punjab)
India.

Major Subjects:
Agricultural Economics
Horticulture
Plant Physiology and Nutrition
Agronomy
Pests and Diseases



 Completed various assignments, project works and workshop tasks, group presentations and participated in cultural groups.

 On Farm training for 4 weeks.




 1999-2001 Master of Agricultural Economics (Hons.)
Pass %ge - 75.44%
College Of Agriculture,
Khalsa College ,
District-Amritsar (Punjab)
India.

Major Subjects: Agricultural Economics
Research Title : Linkage effect of Pepsi Agro Foods Limited –a food processing unit ,on cropping pattern, income ,employment and investment of farmers in District- Sangrur, Punjab (India).

Competencies and skills

 Strong execution and communication skills.
 Ability to inspire, lead, mentor, coach.
 Capability of identifying, developing business opportunities and leading a team.
 Zeal for learning and gaining knowledge.
 Delivering exceptional customer service and Quality assurance.
 Aptitude for problem solving and analysis.
 Strong attention to details, initiative and proactive attitude.
 Contributing in a team environment.
 Working in a dynamic and fast paced environment.
 Ability to define and accomplish goals aggressively .

Employment Profile


June 2006 – Till Date AXIS Bank Ltd., Mullanpur (Distt. Ludhiana)
Agriculture Credit Officer

Responsibility
 Financing various agriculture activities viz. Corporate agriculture advances, Rural Godowns, Rubber processing industries, commission agents and farmers (Kisan Credit Card) directly under different heads.
 Identifying new business opportunities and develop strategies to improve credit performance under priority/non-priority sector guidelines.
 Identifying/controlling fraud and credit related risks for improving recovery performance.
 Providing excellent customer service ensuring customer needs are identified and met along with contributing to the achievement of branch targets for sales and referral activity
 Conducting group farmer meetings, organizing seminars/fairs in potential rural areas.
 Strong customer relationship building skills
 Strong Attention to detail
 Dealing with customer queries in a professional manner
 Liaise with large corporates ,thus delivering exceptional in-time service.




August 2005 – May 2006 Centurion Bank Of Punjab Ltd.
Agriculture Credit Officer
Responsibility
 Financing various agriculture activities viz. ,commission agents and farmers directly under different heads around the Districts of Yamunanagar in Haryana, Chandigarh and Carrying out the pre-sanction and the post-sanction lending processes in the bank.
 Providing excellent customer service ensuring customer needs are identified and met along with contributing to the achievement of branch targets for sales and referral activity
 Identifying new business opportunities and develop strategies to improve credit performance.
 Identifying/controlling fraud and credit related risks for improving recovery performance.
 To establish the identity of the Bank in Agribusiness.
 Strong customer relationship building skills
 Dealing with customer queries in a professional manner
 Conducting group farmer meetings, organizing seminars/fairs in potential rural areas.


October 2003- August 2005 Monsanto India Ltd. (American MNC)
Sales Officer (Marketing- Agro Chemicals)
Responsibility
 Sales and marketing of premier agro-chemical brands as Leader(Wheat Herbicide), Machete(Paddy Herbicide) ,Fast-Mix(Paddy Herbicide) and Roundup in the villages around the Districts of Patiala, Gurdaspur and Hoshiarpur in the state of Punjab.
 Sales and marketing of hybrid maize brands as Double and Hi- Shell in the villages around the cities of Jalandhar and Hoshiarpur in the state of Punjab.
 I had to my credit the highest sale of Machete(Paddy Herbicide) ,Fast-Mix(Paddy Herbicide) in the state of Punjab.
 Strong customer relationship building skills
 Developing and analyzing new strategies for Brand Promotion.
 Comply with Health and Safety policies and procedures.
 Holding farmers meeting and organizing seminars/fairs for the promotion of the Herbicide Brands using audio-visual aids
 Carrying out the demonstrations in the fields of the farmers regarding optimum and correct use of the herbicides while handling a team of sales and technical persons.


November 2001- June 2002 Pfizer India Ltd., (American MNC)
Veterinary Service Officer (Marketing- Veterinary Products)
Responsibility
 Sales and marketing of Veterinary Medicines like Terramycin, Terramycin LA,Pfizer Milk Fever Formula,Dectomax, Banminth Forte and other related products for the cattle in the Districts of Rohtak, Rewari, Gurgaon, Panipat, Sonepat in the State of Haryana (India)
 Meeting prospective and big dairy farmers for the marketing and promotion of the veterinary products.
 Developing and analyzing new strategies for Brand Promotion.
 Holding Dairy Farmers and Veterinary Surgeons/pharmacists meetings and visiting the veterinary hospitals for Brand promotion.
Computer Proficiency


 Excel, Word, PowerPoint, Outlook, MS Office
 Surfing Internet



Language Skills
 English and Hindi -Fluent in speaking, reading & writing
 Punjabi - Fluent in speaking, reading & writing



Interest
 Agriculture Technology
 Painting and art work
 Reading newspapers.
 Meeting and dealing with people of interest.
 Internet surfing



Referees
 Mr Munish K Saroj
Deputy Manager (Operations)
AXIS Bank Ltd,
Adda Dakha
Distt.-Ludhiana (Punjab)
Tel: 091-0161-2882303

 Mr Harpreet Singh
Agri Officer.
AXIS Bank Ltd,
Adda Dakha
Distt.-Ludhiana (Punjab)
Mob :09888295519.

[kirpalsinh]

Hi Ritesh,

I am Kirpalsinh from Ahmedabad. I am a farmer i mean my father is. i am working with a Bank, earlier i was working with Jet Airways.

I seen your profile, you have studied in agri field, we have enough land to develope any type of Project here in Gujarat.

If you are intrested for joint venture or if you can guide in financial part. we can develope mutualy.

Regards,
Kirpalsinh

Originally Posted by riteshsharma

Dear Reader,
Hi..
I am Ritesh Sharma working as Agri Credit Officer with AXIS BANK LTD at Ludhiana. My brief CV is as follows;


Curriculum Vitae

Ritesh Sharma



Date Of Birth : 6th September, 1976.


Objective

 To work with dedication, and build a successful career by having a positive attitude and persistent diligence , in a fast paced and a professional organisation.


Educational Qualifications


 1995-1999 Bachelor of Agriculture Science (Hons.)
College Of Agriculture,
Khalsa College ,
District-Amritsar (Punjab)
India.

Major Subjects:
Agricultural Economics
Horticulture
Plant Physiology and Nutrition
Agronomy
Pests and Diseases



 Completed various assignments, project works and workshop tasks, group presentations and participated in cultural groups.

 On Farm training for 4 weeks.




 1999-2001 Master of Agricultural Economics (Hons.)
Pass %ge - 75.44%
College Of Agriculture,
Khalsa College ,
District-Amritsar (Punjab)
India.

Major Subjects: Agricultural Economics
Research Title : Linkage effect of Pepsi Agro Foods Limited –a food processing unit ,on cropping pattern, income ,employment and investment of farmers in District- Sangrur, Punjab (India).

Competencies and skills

 Strong execution and communication skills.
 Ability to inspire, lead, mentor, coach.
 Capability of identifying, developing business opportunities and leading a team.
 Zeal for learning and gaining knowledge.
 Delivering exceptional customer service and Quality assurance.
 Aptitude for problem solving and analysis.
 Strong attention to details, initiative and proactive attitude.
 Contributing in a team environment.
 Working in a dynamic and fast paced environment.
 Ability to define and accomplish goals aggressively .

Employment Profile


June 2006 – Till Date AXIS Bank Ltd., Mullanpur (Distt. Ludhiana)
Agriculture Credit Officer

Responsibility
 Financing various agriculture activities viz. Corporate agriculture advances, Rural Godowns, Rubber processing industries, commission agents and farmers (Kisan Credit Card) directly under different heads.
 Identifying new business opportunities and develop strategies to improve credit performance under priority/non-priority sector guidelines.
 Identifying/controlling fraud and credit related risks for improving recovery performance.
 Providing excellent customer service ensuring customer needs are identified and met along with contributing to the achievement of branch targets for sales and referral activity
 Conducting group farmer meetings, organizing seminars/fairs in potential rural areas.
 Strong customer relationship building skills
 Strong Attention to detail
 Dealing with customer queries in a professional manner
 Liaise with large corporates ,thus delivering exceptional in-time service.




August 2005 – May 2006 Centurion Bank Of Punjab Ltd.
Agriculture Credit Officer
Responsibility
 Financing various agriculture activities viz. ,commission agents and farmers directly under different heads around the Districts of Yamunanagar in Haryana, Chandigarh and Carrying out the pre-sanction and the post-sanction lending processes in the bank.
 Providing excellent customer service ensuring customer needs are identified and met along with contributing to the achievement of branch targets for sales and referral activity
 Identifying new business opportunities and develop strategies to improve credit performance.
 Identifying/controlling fraud and credit related risks for improving recovery performance.
 To establish the identity of the Bank in Agribusiness.
 Strong customer relationship building skills
 Dealing with customer queries in a professional manner
 Conducting group farmer meetings, organizing seminars/fairs in potential rural areas.


October 2003- August 2005 Monsanto India Ltd. (American MNC)
Sales Officer (Marketing- Agro Chemicals)
Responsibility
 Sales and marketing of premier agro-chemical brands as Leader(Wheat Herbicide), Machete(Paddy Herbicide) ,Fast-Mix(Paddy Herbicide) and Roundup in the villages around the Districts of Patiala, Gurdaspur and Hoshiarpur in the state of Punjab.
 Sales and marketing of hybrid maize brands as Double and Hi- Shell in the villages around the cities of Jalandhar and Hoshiarpur in the state of Punjab.
 I had to my credit the highest sale of Machete(Paddy Herbicide) ,Fast-Mix(Paddy Herbicide) in the state of Punjab.
 Strong customer relationship building skills
 Developing and analyzing new strategies for Brand Promotion.
 Comply with Health and Safety policies and procedures.
 Holding farmers meeting and organizing seminars/fairs for the promotion of the Herbicide Brands using audio-visual aids
 Carrying out the demonstrations in the fields of the farmers regarding optimum and correct use of the herbicides while handling a team of sales and technical persons.


November 2001- June 2002 Pfizer India Ltd., (American MNC)
Veterinary Service Officer (Marketing- Veterinary Products)
Responsibility
 Sales and marketing of Veterinary Medicines like Terramycin, Terramycin LA,Pfizer Milk Fever Formula,Dectomax, Banminth Forte and other related products for the cattle in the Districts of Rohtak, Rewari, Gurgaon, Panipat, Sonepat in the State of Haryana (India)
 Meeting prospective and big dairy farmers for the marketing and promotion of the veterinary products.
 Developing and analyzing new strategies for Brand Promotion.
 Holding Dairy Farmers and Veterinary Surgeons/pharmacists meetings and visiting the veterinary hospitals for Brand promotion.
Computer Proficiency


 Excel, Word, PowerPoint, Outlook, MS Office
 Surfing Internet



Language Skills
 English and Hindi -Fluent in speaking, reading & writing
 Punjabi - Fluent in speaking, reading & writing



Interest
 Agriculture Technology
 Painting and art work
 Reading newspapers.
 Meeting and dealing with people of interest.
 Internet surfing



Referees
 Mr Munish K Saroj
Deputy Manager (Operations)
AXIS Bank Ltd,
Adda Dakha
Distt.-Ludhiana (Punjab)
Tel: 091-0161-2882303

 Mr Harpreet Singh
Agri Officer.
AXIS Bank Ltd,
Adda Dakha
Distt.-Ludhiana (Punjab)
Mob :09888295519.

[kirpalsinh]

hi ritesh can you contact on my mobile .
Regards,
Kirpalsinh

[naoremarun]

Hi Ritesh,

My name is Naorem Arunkumar Singh from the state Manipur.I had finished my Msc. Agri in the discipline of soil science from Assam Agricultural University, Jorhat.I would like to avail some information and suggestions from you regarding how to proceed to the route of Agriculture credit officer.

Here's my RESUME

RESUME

Name -- NAOREM ARUN KUMAR SINGH
Father’s Name -- Shri Naorem Jyotin Kumar Singh
Sex -- Male
Date of Birth -- 1st March ,1983
Present Address -- DIVISION OF AGRICULTURAL ENGINEERING
ICAR COMPLEX- NEH REGION, BARAPANI
UMROI ROAD,UMIAM
MEGHALAYA- 793103
Permanent Address -- NAOREM LEIKAI, IMPHAL
P.O. CANCHIPUR(MANIPUR UNIVERSITY)
IMPHAL WEST- 795003
MANIPUR STATE
INDIA
Phone No -- 09863300340(M)
E-mail -- naoremarun@yahoo.co.in
Educational Qualification -- M.Sc.( Agri.) in soil science
Marital Status -- Unmarried
Category -- OBC
Computer skill -- Desktop Publishing(DTP)
Knowledge of MS-DOS, MS-Office
Languages Known -- English , Hindi, Manipuri, Assamese

Details of Academics:
Exam Branch of study School/College Year %
M.SC.* Agriculture AAU* 2005-2007 83.5

B.SC. * Agriculture AAI-DU* 2001-2005 88.5

Intermediate*Science Johnstone School, 2000 57.8
Imphal
HSLC* Science, Catholic School
Canchipur-Imphal
Social Scs,math,
english,MIL 1998 64.0


* OGPA: Overall Grade Point Average.
* AAU: Assam Agricultural University, Jorhat
* AAI-DU: Allahabad Agricultural Institute- Deemed University, Allahabad
* M.Sc. : Master Of Science
* B.Sc.: Bachelor Of Science.
*Intermediate: Higher Secondary Examination
* HSLC : High School Leaving Certificate.
# Percentage Conversion :1. For AAIDU:- % = OGPA X 9.5
2.For AAU:- % = OGPA







Training Details :
Title:1. Rural Awareness Work Experience(RAWE),ICAR sponsored training for under-graduates
Place : Allahabad Agriculture Institute, Allahabad
Description: Agriculture survey for rural areas on their behavior of farming and practices. Analysis of their energy utilization of farming, their mechanization/manual , their uses storage after harvest includes traditional storage / or scientific storage , their sources of irrigation water and availability of pumping set or irrigation channel. etc. this survey is an essential requirement of academic study

Title:2. Workshop on “Environmental Deterioration & Pollution Hazards : Issues at Stake”
Place : United college of engineering and research, Naini , Allahabad
Description: The main objectives of the workshop are
1) to discuss about the present environment that are deteriorating everyday and
2) to discuss about the effects of water and air pollution and their control
measures.

Title:3. National Symposium on Detection and Management of plant Diseases using Conventional and Modern Tools

Place: Central Institute for Subtropical Horticulture, Lucknow
Description: Discuss based on the different kinds of diseases of crops and controlling them by using modern technique.

Title:4. Training on Vegetable Production Technology
Place: Indian Vegetable Research Institute, Varanasi
Description: Discuss based on different methods of vegetable production technology.
Research Experience
Successfully completed research work on “Effect of Integrated Nutrient Management on Soil Properties and Crop Yields of Rice - Niger sequence cropping system” under the Department of Soil Science,AAU, Jorhat

Extra Curricular Achievements:
At present working as Research Associate under NAIP-Component 3 project entitled “Livelihood Improvement and Empowerment of Rural Poor through Sustainable Farming Systems in North East India” in ICAR-NEH Region, Barapani, Meghalaya.
Selected as Apprentice Officer in NGO (PRADAN)
Selected in All India Entrance Examination for Agriculture conducted by ICAR for P.G. admission
Received merit scholarship from Assam Agricultural University,Jorhat
Member of Eco-club, AAIDU, Allahabad

Declaration: I hereby declare that the particulars furnished above are true, complete and correct to the best of my knowledge and belief.